Year End Update

Things have been a little quiet on the bankruptcy front. The holidays can kind of do that, I suppose. There are just a couple of updates.

1. The calls from collection agencies have mostly ended. I'm starting to realize that sending letters to creditors might not have been the best method to end some of the phone calls. The two I mentioned writing to have both contacted me since then. The first, which is a car dealership that I still owe payments to for the car I wrecked several months ago, called my attorney, who apparently has forgotten that the car has been totaled. They contacted me again after speaking with him to ask me to contact them because the car is worth more than I owe on it. Of course, they don't know that it has been totaled, either. If they knew, they would also know that the car is worth much less than I owe on it, even though it is only a few months from being paid off.
2. The second creditor I wrote to is a law office that is collecting on an agreed judgment. These guys just can't seem to get the clue. They called me on both Christmas Eve and New Years Eve, both of which were Sundays. I imaging this one will take a little work to take care of.
3. We're making slow progress on paying the costs of filing bankruptcy. As I've said before, if we had the money it takes to file bankruptcy easily, it would be easy to pay our bills and we wouldn't need to file. We're about 18 percent paid so far.

Coming soon: recording our assets for filing purposes.