Petition Filed

Our bankruptcy petition was filed approximately one week ago. Just in time to prevent a wage garnishment order and to hold off an attorney representing the company that towed away my car almost five months ago, looking to collect the balance of the loan after auctioning off the crunched up hunk of junk.

In fact, we've already received the date for the meeting of debtors, which is where we (meaning us and our attorney) have to present our cause for bankruptcy and justify why we should keep what personal belongings we have while at the same time being relieved of our debt. Just under a month away, it's the first ray of light at the end of the tunnel.

Garnishment

My wife had received a summons for a garnishment hearing that took place today. Interestingly enough, my wife has no income of her own, as she's home with the kids while I work. I didn't receive a summons, but the income that they wanted to garnish in her name was my income. I'm sure that's completely legal.

Anyway, our attorney went to the hearing for us and go the opposing attorney to agree to wait a week before filing the garnishment paperwork. This will allow him the time to file our bankruptcy petition this week, which will put a stop to the garnishment process. What makes this most worth mentioning is that the fees we paid to our attorney for the bankruptcy do not include such court appearances, but he took care of it for us anyway.